Privacy Policy

Introduction and Overview

At nurivalexion (nurivalexion.world), we take your privacy seriously. This comprehensive privacy policy explains how we collect, use, store, and protect your personal information when you use our expense categorization platform and related services. We believe transparency is crucial – you deserve to know exactly what happens with your data.

This policy applies to all users of our platform, whether you're accessing our services through our website, mobile applications, or any other digital touchpoints. By using nurivalexion's services, you're agreeing to the practices described in this policy.

Information We Collect

We collect several types of information to provide and improve our services. Understanding what we collect helps you make informed decisions about using our platform.

How We Use Your Information

Your information serves specific purposes that directly benefit your experience with nurivalexion. We don't use your data for unrelated purposes or share it unnecessarily.

• Providing and maintaining our expense categorization services, including automated categorization and financial insights
• Processing your transactions and managing your account, including billing and customer support
• Improving our algorithms and developing new features based on usage patterns and user feedback
• Sending important updates about your account, security notifications, and service changes
• Providing customer support and responding to your inquiries or technical issues
• Detecting and preventing fraud, unauthorized access, and other security threats
• Complying with legal obligations and regulatory requirements in the financial services sector

Data Sharing and Third Parties

We maintain strict controls over who can access your information. We never sell your personal data to third parties for marketing purposes, and we only share information when necessary for service delivery or legal compliance.

Limited sharing occurs with trusted service providers who help us operate our platform, such as cloud storage providers, payment processors, and customer support tools. These partners are bound by strict confidentiality agreements and can only use your data for specified purposes.

Your Privacy Rights

You have significant control over your personal information. We've designed our systems to make it easy for you to exercise these rights.

Data Security and Protection

Protecting your financial information is our top priority. We employ multiple layers of security to safeguard your data against unauthorized access, disclosure, or destruction.

Our security measures include industry-standard encryption for data in transit and at rest, regular security audits, multi-factor authentication options, and strict access controls for our employees. We also monitor our systems continuously for suspicious activity and potential threats.

• 256-bit SSL encryption for all data transmission between your device and our servers
• Advanced encryption standards (AES-256) for stored data and database protection
• Regular penetration testing and security assessments by independent third parties
• Strict employee access controls with role-based permissions and audit trails
• Automated backup systems with secure, geographically distributed storage
• 24/7 monitoring and incident response protocols to address potential security issues

Data Retention and Deletion

We retain your information only as long as necessary to provide our services and meet our legal obligations. Different types of data have different retention periods based on their purpose and legal requirements.

Account information and financial data are typically retained for seven years after account closure to comply with financial regulations. Usage data and technical logs are generally deleted after two years. Marketing preferences and communication records are removed immediately upon request.

International Data Transfers

As a Canadian company serving users globally, we may transfer your information across borders to provide our services effectively. We ensure appropriate safeguards are in place for all international data transfers.

When transferring data outside Canada, we use standard contractual clauses, adequacy decisions, or other legally approved mechanisms to protect your information. Our primary data processing occurs in Canada, with additional processing in the United States and European Union under strict privacy frameworks.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our platform. These small files help us remember your preferences, keep you logged in, and provide personalized features.

• Essential cookies that are necessary for basic platform functionality and security
• Performance cookies that help us understand how users interact with our features
• Functional cookies that remember your preferences and settings across sessions
• Analytics cookies that provide insights into user behavior and platform performance

You can control cookie settings through your browser, though disabling certain cookies may limit some platform features. We don't use cookies for advertising or tracking across other websites.

Changes to This Policy

We may update this privacy policy periodically to reflect changes in our services, legal requirements, or data practices. We'll notify you of significant changes through email or prominent notices on our platform.

Minor updates that don't affect your rights or how we handle your information may be posted without additional notice. We encourage you to review this policy regularly to stay informed about how we protect your privacy.